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Discover tailored tax and cashflow strategies with S&G Capital Horizon Group, your trusted partner in Orlando for comprehensive business growth solutions.

Optimize Your Business Finances

S&G Capital Horizon Group 

S&G CAPITAL HORIZON GROUP
Complete Business Strategy & Service Architecture

THE BIG PICTURE: Your Business Model
You're not just a "tax preparer." You're a Tax & Cashflow Strategist who helps Orlando business owners:
Stop overpaying taxes
Understand where their money goes
Access capital when they need it
Your competitive advantage: You combine tax expertise (supported by Sylco coaching) + banking/lending experience + cashflow consulting—all in one place.
Your backend support: Sylco provides tax and strategy coaching support so you can deliver expert-level service with confidence while you handle client relationships and growth.

THE THREE-TIER SERVICE MODEL
Overview:
TIER 1: Discovery Session ($497)
        ↓
TIER 2: Tax Strategy + Cashflow Optimization ($3,500-$5,500/year)
        ↓
TIER 3: Growth Capital + Tax Package ($5,000-$8,000+)
Each tier serves a different client need and revenue goal:

TIER 1: TAX DISCOVERY SESSION
Purpose: Lead Generation + Immediate Revenue + Base Client Acquisition
Offer: "Find $5,000+ in Tax Savings—Or Pay Nothing"
Price: $497 (refundable if under $5K found)
Target Client:
$150K-$500K revenue businesses
Using TurboTax or basic CPA
Suspects they're overpaying
Open to change
Process:
Free 15-min qualifier call (filter out bad fits)
Client pays $497 → Discovery Session
90-min deep dive (tax returns, P&L, structure)
5-7 days analysis (you lead, Sylco coaching support)
Strategy presentation with findings
Three Possible Outcomes:
A) Found $5K+ in savings:
Keep $497 (earned)
Offer implementation at 20% of savings (minus $497 credit)
Client can implement with you and pay the implementation fee or DIY
Even if they DIY, they still become a likely new tax only client or business funding/insurance lead- you are building a quality list
B) Found less than $5K in savings:
Refund full $497- Risk FREE for them
Client keeps strategy document
Still captures those savings if they take the document and implement your suggestions- You still put more money in their pockets- you created good will.
Still becomes a likely new annual tax filing client because you gave them value. 
Becomes a new business funding/insurance lead
C) Found minimal/no savings:
Refund full $497
Client has peace of mind
No cost, goodwill created
New lead for annual tax preparation, business funding, insurance. 
New referral source- they just got peace of mind dealing with you, you are in good graces as a professional. 
Your Revenue Per Discovery:
If 70% hit $5K threshold = 70% you keep $497
If 40% implement = additional implementation fees
Average: $1,500-$3,000 per qualified discovery
Annual Goal Example:
4 discoveries/month = 48/year
70% qualify (34 pay $497) = $16,898
40% implement (19 clients) = $38,000-$76,000
Tier 1 Total: $55K-$93K
Key Benefit: Fills your pipeline + generates immediate cash + pre-qualifies serious clients + creates base of annual tax prep clients

TIER 2: TAX STRATEGY + CASHFLOW OPTIMIZATION
Purpose: Year-Round Client Relationship + Recurring Revenue
Offer: "We Don't Just File Your Taxes—We Help You Keep Your Money"
Price: $3,500-$5,500/year
Target Client:
$200K-$1M revenue businesses
Graduated from Tier 1 OR direct inquiry
Wants ongoing strategy, not just compliance
Has cashflow confusion (making money but not keeping it)
What's Included: ✅ Full Tax Preparation (business + personal) ✅ Quarterly Tax Planning Sessions (4 per year) ✅ Cashflow Analysis & Optimization
P&L deep dive
Expense categorization review
Where money is leaking (payroll, food costs, vendor costs, untapped deductions, late payment penalties and interest)
Profit margin analysis ✅ Entity Structure Optimization (S-Corp election if beneficial) ✅ Expense Tracking System Setup ✅ Year-Round Email/Phone Support
Your Differentiator: "Most CPAs file your taxes once a year. We meet quarterly to make sure you're keeping more of what you make AND understand where your money goes."
This Tier Solves TWO Problems:
Tax compliance + optimization (what every CPA does)
Cashflow management (what YOU uniquely offer)
Revenue Model:
Average client: $4,500/year
20 clients = $90,000 annual recurring revenue
High retention (year-round relationship)
Where Clients Come From:
40-50% from Tier 1 implementations
30-40% direct inquiries (saw your positioning)
10-20% referrals from existing clients
Your Role:
Quarterly strategy sessions (you lead)
Cashflow analysis (your banking expertise shines)
Client relationship management
Tax preparation and filing (with Sylco coaching support)

TIER 3: GROWTH CAPITAL + TAX PACKAGE
Purpose: Premium Service + Multiple Revenue Streams
Offer: "Get Your Books Loan-Ready AND Access Capital"
Price: $5,000-$8,000 base + success fees/referral income
Target Client:
$500K-$2M revenue businesses
Needs capital to grow/scale
Books are messy or not loan-ready
Traditional banks keep rejecting them
Wants comprehensive financial partnership
What's Included: ✅ Everything in Tier 2 (tax prep, quarterly planning, cashflow optimization) ✅ Financial Cleanup & Loan Preparation
P&L and balance sheet optimization
Make financials "bankable"
Documentation organization ✅ Lender Matchmaking
Direct introductions to your CDFI/lender network
SBA loan guidance
Alternative funding options ✅ Application Support
Help complete applications
Present financials properly
Increase approval odds ✅ Post-Funding Cashflow Management
Monitor use of capital
Ensure profitable deployment
Ongoing advisory
Revenue Model:
Base fee: $5,000-$8,000
Plus: Lender referral fees (when client gets funded)
Plus: Success bonuses (if negotiated)
Average total: $8,000-$15,000 per client
Your Competitive Advantage: This is where your banking/lending background becomes a massive differentiator. Most CPAs can't do this. Most loan brokers don't understand tax strategy. You do BOTH.
Where Clients Come From:
Tier 2 clients who need capital
Direct referrals from lenders (they need someone to clean up books)
Business owners who got rejected and need help
Your Role:
Financial analysis and cleanup
Lender relationship management
Application coaching
Ongoing advisory

THE COMPLETE CUSTOMER JOURNEY

You (S&G Capital Horizon Group): ✅ Tax optimization (supported by Sylco's 20+ years of coaching/guidance) ✅ Cashflow management (your consulting background) ✅ Lending expertise (your banking background) ✅ Year-round partnership (quarterly touchpoints) ✅ Comprehensive solution (tax + money + capital)
Your One-Liner: "I help Orlando business owners stop overpaying in taxes, understand where their money goes, and access capital when they need it—all in one place."

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